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Pharos

Pharos Privacy Policy

Operated by Mushroom Tech LLC

Last Updated: March 1, 2026

Mushroom Tech LLC, doing business as Pharos (the "Company"), is committed to maintaining robust privacy protections for its users. Our Privacy Policy ("Privacy Policy") is designed to help you understand how we collect, use and safeguard the information you provide to us and to assist you in making informed decisions when using our Service.

For purposes of this Agreement:

  • "Site" refers to the Company's website, accessible at https://usepharos.io.
  • "Service" refers to the Company's financial infrastructure services accessed via the Site, including payment links, subscription management, coupons, gateway integrations, and related tools.
  • The terms "we," "us," and "our" refer to Mushroom Tech LLC (Pharos).
  • "You" refers to you, as a user of our Site or our Service.

By accessing our Site or our Service, you accept this Privacy Policy and our Terms of Use, and you consent to our collection, storage, use and disclosure of your Personal Information as described in this Privacy Policy.

I. Information We Collect

We collect both "Non-Personal Information" and "Personal Information."

Non-Personal Information

Non-Personal Information includes data that cannot be used to personally identify you, such as:

  • Anonymous usage data
  • Referring/exit pages and URLs
  • Platform and browser types
  • Device information
  • General analytics data
  • Preferences generated based on usage
  • Clickstream data

Personal Information

Personal Information includes information that can identify you, such as:

  • Email address
  • Full name
  • Company name
  • Company address
  • Billing information
  • Account credentials
  • Business and transaction-related data
  • Information submitted through support communications

We only collect Personal Information that is voluntarily provided by you or necessary to operate the Service.

1. Information Collected via Technology

To access certain features of the Service, you may need to submit Personal Information such as your email address and account credentials.

We automatically collect certain information when you access or use the Service, including:

  • Referring URL
  • Browser type
  • Device type
  • Operating system
  • IP address
  • Time and date of access
  • Pages viewed and feature usage

We use cookies and similar technologies to collect this information.

Cookies are small text files stored on your device. They help us:

  • Maintain secure sessions
  • Remember user preferences
  • Analyze usage patterns
  • Improve platform performance

We may use:

  • Session cookies (expire when you close your browser)
  • Persistent cookies (remain until deleted)

We may also use analytics tools (such as Segment or similar providers) to better understand how users interact with the Service.

You can disable cookies in your browser settings, though this may limit certain features of the Service.

2. Information You Provide When Registering

To become a user of the Service, you must create an account. You may be required to provide:

  • Email address
  • Name
  • Company information
  • Password

By registering, you authorize us to collect, store, and use your Personal Information in accordance with this Privacy Policy.

If you use our payment infrastructure tools, we may process transaction-related data, including:

  • Transaction amount
  • Currency
  • Payment method metadata
  • Transaction status

Important: Pharos does not store full credit card numbers or sensitive card authentication data. Payment details are processed directly by third-party payment providers integrated into the platform (such as Stripe, Mercado Pago, dLocal, or others selected by you).

3. Children's Privacy

The Site and Service are not directed to anyone under the age of 13.

We do not knowingly collect or solicit information from anyone under the age of 13. If we learn that we have collected Personal Information from a child under 13 without verified parental consent, we will delete that information promptly.

If you believe this has occurred, please contact us at: contact@usepharos.io

II. How We Use and Share Information

Personal Information

We do not sell, trade, or rent your Personal Information.

We use Personal Information to:

  • Provide and maintain the Service
  • Process and manage transactions
  • Enable integrations with payment gateways
  • Manage subscriptions
  • Provide technical support
  • Communicate with users
  • Improve platform functionality
  • Detect fraud, abuse, and security issues
  • Comply with legal and regulatory obligations

We may share Personal Information with third-party vendors who perform services on our behalf, including:

  • Cloud hosting providers
  • Analytics providers
  • Email communication providers
  • Infrastructure and monitoring providers
  • Payment processors selected by you

These vendors are permitted to use your information only to provide services to us and are obligated to protect it.

We may disclose Personal Information if we believe in good faith that such disclosure is necessary to:

  • Comply with legal obligations
  • Respond to lawful governmental requests
  • Enforce our Terms of Service
  • Protect against fraud or security threats
  • Protect the rights, safety, and property of our users or the public

Non-Personal Information

We use Non-Personal Information to:

  • Improve the Service
  • Analyze usage trends
  • Monitor performance
  • Customize user experience

We may aggregate Non-Personal Information and share it with partners or third parties at our discretion.

International Data Transfers

Pharos is operated by Mushroom Tech LLC, a company organized under the laws of the State of Delaware, United States.

Your information may be processed and stored in the United States or in other jurisdictions where our service providers operate. By using the Site and Service, you acknowledge and consent to the transfer of your information to the United States and other jurisdictions, which may have data protection laws different from those of your country of residence.

Business Transfers

In the event of a merger, acquisition, financing, or sale of assets, your Personal Information may be transferred as part of the transaction. Any successor entity will be bound by this Privacy Policy unless otherwise disclosed.

III. How We Protect Information

We implement reasonable security measures designed to protect your information from unauthorized access, including:

  • Encryption in transit (HTTPS/TLS)
  • Access controls
  • Secure authentication systems
  • Monitoring and logging

Your account is protected by your password. You are responsible for maintaining its confidentiality.

While we strive to use commercially acceptable means to protect your information, no method of transmission over the Internet or electronic storage is completely secure.

By using the Service, you acknowledge these risks.

IV. Your Rights Regarding Your Personal Information

You may:

  • Request access to your Personal Information
  • Request correction of inaccurate data
  • Request deletion of your data (subject to legal obligations)
  • Opt out of marketing communications

You may unsubscribe from promotional emails by following the instructions in those emails.

Please note that we may continue to send administrative or transactional communications related to your account or the Service.

To exercise your rights, contact: contact@usepharos.io

V. Links to Other Websites

The Service may contain links to third-party websites or integrations with third-party platforms.

We are not responsible for the privacy practices of those websites. This Privacy Policy applies solely to information collected by Pharos through the Site and Service.

We encourage users to review third-party privacy policies before engaging with those services.

VI. Changes to This Privacy Policy

The Company reserves the right to modify this Privacy Policy at any time.

We will notify users of material changes by:

  • Posting an updated version on the Site
  • Sending notice to the email associated with your account (if applicable)

Continued use of the Service after changes become effective constitutes acceptance of the revised Privacy Policy.

VII. Contact Us

If you have any questions regarding this Privacy Policy or the practices of this Site, please contact us at:

Pharos

Operated by Mushroom Tech LLC

Email: contact@usepharos.io

Website: https://usepharos.io